La Mesa CA

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June 11, 2013

La Mesa Short Sales

Posted by martikilby under Experienced Short Sale Realtor, La Mesa CA, Short Sale | Tags: , , , , |
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Thus far in 2013, here are the La Mesa short sale numbers; 41 detached homes have closed escrow, and 19 other types of homes, including condos and mobile homes. This is down considerably since 2012 when for the same period; there were La Mesa short sale closings for 69 detached homes and 31 for other types of homes.

Although these numbers have decreased in the past twelve months, it is likely that short sales will continue to play a significant role in our real estate market. According to Zillow CEO, Spencer Rascoff, 44% of U.S. homeowners with a mortgage still owe more than their home is worth. For the thousands of folks that remain underwater, a short sale might be a good solution.

If a short sale is an option that you’re considering, you’ve probably heard horror stories about how long it takes, and how few sales are ever approved. That’s often because the listing agent doesn’t understand the short sale process, or lacks the necessary experience and negotiation skills. Steele Group Realty has been negotiating short sales for 5 years and has a 95% success rate for successfully selling and closing short sales throughout the county. Here’s how we take the mystery out of La Mesa short sales and improve your possibilities for a successful close:

• Before listing your home, we determine if a short sale is an appropriate option and if you qualify according to general lender guidelines.
• We research your title report to identify any potential issues and develop a strategy to overcome obstacles.
• If approved to enter our La Mesa short sale program, we aggressively market your home on over 100 high-traffic websites to quickly secure an acceptable offer.
• Our professional short sale negotiating team works with your lender to win approval. We have an unbeatable track record, successfully closing over 95% of all transactions.
• All fees and commissions are paid by your lender, not you.
• Depending on the investor for your mortgage, we may be able to negotiate a relocation allowance ranging from $2000 to upwards of $10,000.
• From start to finish, we guarantee to keep you informed of the progress on your sale with regular phone and email updates.
• Click here for references

For a confidential, no-obligation consultation regarding a La Mesa short sale please contact me at 619-846-9249.

 

April 22, 2013

La Mesa Short Sale Specialist

Posted by martikilby under La Mesa CA, Short Sale | Tags: , , , , , |
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La Mesa Short Sale Specialist

SHORT SALE BUTTON

For many, selling their home in a short sale has been a solution that immediately put an end to the harassing phone calls and sleepless nights. As your La Mesa short sale specialist, here are 3 things you might not know:

Relocation Allowance: Though a relocation allowance cannot be guaranteed, it is not uncommon for the seller to be paid $2,000 – 3,000 by the lender at the close of escrow to help with the costs of moving. It all depends on who the investor is on the loan.

No Deficiency Judgment: In California it is against the law for a bank to file a deficiency judgment against you after a short sale when the loan was a first mortgage on a property from 1-4 units.

No Cost to the Seller: In a traditional equity sale, the seller usually pays the real estate commissions to the listing and buyer’s agent, along with his/her share of the closing costs. In a short sale, the bank pays all of those costs.

I have lived and worked in the La Mesa, Fletcher Hills, and Mt. Helix area for years and have been a La Mesa short sale specialist for over 4 years. Here is what a few of my clients have said about their short sale experience:

“Marti was able to quickly secure a qualified buyer for our home and smoothly handled all of the negotiation with our bank. It was a huge relief to be out from under a mortgage we could no longer afford.” Megan M.

“Our situation with both a first and second mortgage and different lenders was very stressful, and I was leery of doing a short sale… I had heard so many horror stories. But Marti patiently walked us through the process and thoroughly explained every step along the way. Despite a reluctant 2nd lien holder, Marti was able to negotiate the sale and get it done.” Amber B.

“My only regret is that we waited so long to list our home for sale. I would highly recommend Marti to anyone faced with a mortgage they just can’t pay” Lane M.

There are more than 3 things to know about a La Mesa short sale and your options. If you can’t pay your mortgage, please don’t ignore the problem. It is okay to ask for help and advice. Just remember that time is of the essence. Acting early allows you to make the decision that is best for you. Wait too long and your choices disappear. Call me, your La Mesa short sale specialist at 619-846-9249 for your confidential consultation or click here to request your free guide book.

 

May 25, 2012

Taste of La Mesa

Posted by martikilby under La Mesa CA | Tags: , , |
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La   Mesa is one of San Diego County’s best kept secrets! Easy access to major freeways, charming downtown village and some great restaurants.  This year, to celebrate La Mesa‘s 100th anniversary, the 4th Annual Taste of La Mesa – Taste of the Century will include expanded venue & restaurants! Eat your heart out with tastings from 30 local restaurants! Tickets are on sale now!

DATE: Monday, June 11, 2012

Time: 5:00pm to 8:00pm
VIP Tasting: 5:00 – 6:00pm
(VIP Tasting continues through 8pm)
General Admission: 6:00 – 8:00pm

Where:
La Mesa Community Center
4975 Memorial Drive
La Mesa, CA 91942

Cost:
General Admission: $35 (6 – 8 pm)
VIP Ticket: $50 (5 – 8 pm)
VIP opportunity includes “Up Close & Personal” tasting with our food vendors, restaurants and beverage providers exclusively between 5 – 6 p.m. VIP Ticket(s) includes “Preferred Parking.”

Beverages: Pricing does NOT include beverages. Alcoholic beverages may be purchased for $5.00 per glass.

For information about purchasing tickets and to see a list of the participating restaurants, click here.  Bon appétit!

 

To learn more about some of the great homes available in La Mesa, just give me a call!